2026-05 D1
Citi annual-fee decision
The May row carries the Strata Premier keep-or-close call after the bonus posted.
- Status
- Decision due
- Amount
- $95 fee
Annual fee consequence
Citi Strata Premier
D1's $95 fee review changes the May sample net. Keep the offer detail and weekly action in front of the monthly source context.
Bonus posted Sep 2, 2025; keep-or-close decision due Apr 12, 2026.
Bank-bonus consequence
Chase Total Checking $300
D2's checking payout depends on two qualifying deposits, while the April monthly-fee assumption changes sample net.
Keep payroll routed until the deposits clear, then review the safe-close timing against the bonus snapshot.
Sample monthly report
Sample monthly profit
Seeded profit rows for the public sample workspace.
| Month | Gross | Annual fees | Monthly fees | Net | Opened | Bonuses | Closed |
|---|---|---|---|---|---|---|---|
| 2026-05 | $1,200 | $0 | $12 | $1,188 | 1 | 2 | 0 |
| 2026-04 | $300 | $95 | $12 | $193 | 1 | 1 | 1 |
| 2026-03 | $750 | $325 | $0 | $425 | 2 | 1 | 0 |
Source context
What shaped each month
2026-04 D1 + D2
Welcome bonus and checking fee
April combines the Amex bonus check with the Chase monthly-fee assumption.
- Status
- Payout review
- Amount
- $193 net
2026-03 D1 + D2
Open offers and deposit setup
March captures two opened offers, annual fees, and the payroll routing setup.
- Status
- Requirements active
- Amount
- $425 net