Offer terms
Spend requirement
$4,000 in purchases
Spend $4,000 in the first 3 months.
Spend deadline
Aug 12, 2025
Terms summary
Earn 75K ThankYou points after $4,000 in purchases in the first 3 months.
D1 Read-only sample Decision due
Citi Strata Premier
Read-only sample card offer with generated spend, payout, fee, and review timing.
Next action Open
Review annual fee
Annual fee due Apr 12, 2026
Action resolution
Resolve with fee evidence before the keep-or-close call.
Use the annual fee, payout state, and safe-close date before changing the card decision.
Weekly review Clear or defer the action with the household board. Monthly report Carry the fee decision into monthly net profit.
Payout status
Posted Sep 2, 2025
Confirm the issuer-side reward activity before clearing the action.
Annual fee
$95
Compare credits, retention value, and card utility against this fee.
Safe close
May 12, 2026
Treat this as the earliest lifecycle guardrail, not an automatic close.
Payout and fees
Gross bonus
75K ThankYou points
Annual fee
$95
Monthly fee
$0
Payout status
Posted Sep 2, 2025
Points are tracked separately from cash until valuation is added.
Calendar actions
Spend Completed
Finish required spend
Due Aug 12, 2025 - completed Aug 10, 2025
Bonus check Completed
Check if the bonus posted
Due Aug 26, 2025 - completed Sep 2, 2025
Annual fee Open
Review annual fee
Due Apr 12, 2026
Lifecycle review
Applied
May 10, 2025
Opened
May 12, 2025
Safe close
May 12, 2026
Next eligible
May 12, 2029
Review note
Annual fee review is due; keep only if a retention offer offsets the fee.